Prize Coverage Done Right.

33 Risk is a specialist risk management division offering robust, transparent underwriting solutions... prize coverage, redemption coverage, and prediction coverage... tailored for lottery operators.

Prize Indemnity

Round-the-clock coverage ensuring uninterrupted lottery operations.

Unified Operations

Named on the insurer's policy; no ambiguity when you claim.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

Prize Indemnity

Round-the-clock coverage ensuring uninterrupted lottery operations.

Unified Operations

Named on the insurer's policy; no ambiguity when you claim.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

Unified Operations

Manage lottery operations in one efficient, scalable platform.

"We were YOU. We've been on your side of the fence."

Not so long ago, our team was operating as gaming merchants in regulated markets... in need of prize indemnity coverage that didn't require commercially unviable deposits, with a transparent policy for every pound invested. We thought we'd find straightforward, affordable prize indemnities. Instead, we found ourselves lost in a maze of confusing and costly options that offered uncertain protection just when we needed it most. Hence 33 Risk. We offer succinct, clear risk management solutions because our industry experts have first-hand knowledge of the difficulties faced by both sides of this equation.

Built for the complexity of lottery at scale

Our B2C lottery management solution is a unified platform for lottery, raffle, and sweepstakes... letting operators focus on growth, not technical overhead.

  • Prize Indemnity
  • Risk Assessment
  • Prize Fulfilment
  • Contest Technology
  • Risk Mitigation

Platform & Scalability

Our prize indemnity warranty is designed to protect your business from the financial risk associated with offering valuable prizes. Whether it's a large cash reward, secondary lottery prize payouts, lucky numbers, a luxury holiday package, or a grand merchandise prize — we can tailor an insurance policy that covers the cost of the prize should a winner emerge. This provides you with peace of mind, knowing that you can offer exciting prizes without bearing the full financial burden.

Risk Assessment

Built on a modern Laravel-based architecture, the platform powers lottery, raffle, and sweepstakes operations while supporting scalable growth, long-term stability, and reliable performance. Its flexible framework allows the system to grow alongside your business, handling increased player activity, larger campaigns, and expanding markets without sacrificing speed or reliability.

Prize Fulfilment

Contest Technology

Risk Mitigation

Platform & Scalability

Cash Prize Coverage

From small draws to multi-million jackpots

Secondary Lottery Payouts

Lucky numbers and jackpot indemnity

Holiday & Experience Prizes

Luxury travel and lifestyle prize coverage

Merchandise Prizes

High-value goods and product giveaways.